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Upromise

cooby Jan 14 2009 08:10 AM

Okay, I know my son is already a sophomore, and 20 years old to boot, but I finally signed up for Upromise a few weeks ago, and there is already 19 cents in his account! Seriously, does anybody with younger kids use this? I wish I had started a long time ago. It sounds like a wonderful program, not so much with retail, but you can use it to a ton of really popular online places and get some credits too.

John Cougar Lunchbucket Jan 14 2009 08:16 AM

Wifey has a upromise credit card. It's nice in that she'll often whip it out when we're out to dinner saying "This will help Lunchpail's college fund," and I'm like, OK, then, let's order another round. We don;t fall for the whole consumer-packaged-goods end of it since often the money you raise by buying those particular products you could save by buying their Brand X counterparts.

metirish Jan 14 2009 08:20 AM

I have never heard of it before now , what does it do and what are the pros and cons? OK , looking at it online now.

cooby Jan 14 2009 08:23 AM

Jonny that is exactly right (the consumer goods stuff) I bought a $3.99 bag of pretzels and got 3 cents and a $3.50 carton of juice and got 2 cents. But I do order a lot of stuff online and you can go to their website right through your Upromise account and it automatically counts. Metirish, you'd be a perfect candidate!

metirish Jan 14 2009 08:25 AM

Si ti's a credit card?

Methead Jan 14 2009 08:29 AM

Cool, thanks for calling this to my attention. Although, I don't even want to think about what college will cost 18 years from now. Yeeeeeesh.

cooby Jan 14 2009 08:39 AM

="metirish":365t0lid]Si ti's a credit card?[/quote:365t0lid] I love your Irish accent. No, you don't have to do that at all; what I did was register my CVS card and my grocery store card, so far that's all I've done. There are a few selected articles that throw a few cents in your account when you buy them there and use your card (discount card from the store itself) But like Johhny says, it's cheaper just to buy the generic and save that :) It looks like I will have more success when I order stuff online from Chadwick's, LL Bean, Land's End, etc, because they pay into it too if you enter through your Upromise account page (and it's instant, you don't need to sign up for anything else) I wish I had known that at Christmas time - almost everything I ordered online I could have gone through that! (note to self- check to see if Amazon is there) Anyway then they keep the money in a holding account until you decide whether to apply it to a 529K or in my case, obviously, directly toward the student loan account. https://lty.s.upromise.com/how-it-works ... HowItWorks https://lty.s.upromise.com/viewAllCompa ... shoponline Disclaimer: I am not trying to talk anyone into this, my bank talk days are over. But I thought some of you with little kids might want to know. metirish Jan 14 2009 08:42 AM Actually that was a typo....but thanks. I see now what I could do as I have the CVS card and such. John Cougar Lunchbucket Jan 14 2009 08:48 AM Yeah, as far as I know, Wifey has a UPromise credit card linked to a 529 account.