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Insurance Question

cooby Sep 01 2005 10:59 AM

Is it legal to have the same adult as the primary driver for two different cars on an insurance policy? It would be to save money by not having a sixteen year old driver as a primary driver.

MFS62 Sep 01 2005 12:29 PM

Methinks you'd have to come up with a real good story to tell the insurance company. Maybe if you designated one of them as car used for work, but that might raise your overall premium. Later

soupcan Sep 01 2005 08:25 PM

I don't know for sure - insurance is my field but not that area. I don't see why not though, plenty of people own two cars just for their own use. My dad for instance has a house in the desert in California and an apartment in San Diego. When he's in the desert he drives his SUV, when in San Diego he drives a sedan.

cooby Sep 01 2005 08:53 PM

Thanks! That's pretty much what I was thinking, lots of people have two cars they drive. As long as a light bulb doesn't go off in our insurance agents head when I list three drivers/three cars and wonder why Mom has two cars and sonny has none.... PS: 62, I tell pretty good stories