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Who's got you covered?

21st Century Insurance

0 votes

AAA

2 votes

Allstate

2 votes

Esurance

0 votes

Liberty Mutual

0 votes

Geico

5 votes

Nationwide

2 votes

Progressive

2 votes

State Farm

0 votes

Other

2 votes

Edgy MD Jan 03 2013 12:08 PM

We moved to a nu state and our insurance rates spiked, so we're shopping around. Who covers you? Are you happy with them? Why or why not? (I realize New Jerseyans are in a special place when it comes to auto insurance.)

TransMonk Jan 03 2013 12:09 PM Re: Who's got you covered?

AAA, actually. Auto, renters and the roadside assistance stuff.

Edgy MD Jan 03 2013 12:10 PM Re: Who's got you covered?

Yeah, I should have included them. Adding NOW!!!!

metirish Jan 03 2013 12:11 PM Re: Who's got you covered?

Geico Are we happy?, we think we are paying too much but when we shopped around the other night we quickly saw that they were the best deal.

metsmarathon Jan 03 2013 12:12 PM Re: Who's got you covered?

state farm for home and auto. happy enough with them i suppose. had one claim thus far, housewise, with no issue. as far as auto claims go, i've been hit by all state users, and their insurance was pretty easy to deal with.

Ceetar Jan 03 2013 12:12 PM Re: Who's got you covered?

Edgy MD wrote: We moved to a nu state and our insurance rates spiked, so we're shopping around. Who covers you? Are you happy with them? Why or why not? (I realize New Jerseyans are in a special place when it comes to auto insurance.) why is New Jersey a special place? (besides the idiocy of taking points from out of state infractions. I knew I should've kept my NY license) I think my wife takes care of this, which means I'm not positive.. I think Progressive. I think we need to look into other places though, not real happy with the rates.

Mets – Willets Point Jan 03 2013 12:25 PM Re: Who's got you covered?

Doesn't your friend vouch for Progressive?

Edgy MD Jan 03 2013 12:29 PM Re: Who's got you covered?

Well, sure, and it's been very lucrative for her. If she wants to get me a friends-and-family rate, I'm all ears. New Jerseyans, historically, have had abnormally high auto insurance rates.

seawolf17 Jan 03 2013 12:42 PM Re: Who's got you covered?

Allstate dropped us, so eff them.

Edgy MD Jan 03 2013 12:43 PM Re: Who's got you covered?

What got you dropped?

Ceetar Jan 03 2013 12:46 PM Re: Who's got you covered?

Edgy MD wrote: Well, sure, and it's been very lucrative for her. If she wants to get me a friends-and-family rate, I'm all ears. New Jerseyans, historically, have had abnormally high auto insurance rates. It's because they let them take road tests in parking lots.

Benjamin Grimm Jan 03 2013 01:01 PM Re: Who's got you covered?

I shifted from State Farm to Progressive about a year and a half ago and saved a lot of money. Between auto and home, it was more than $2,000 per year in savings.

sharpie Jan 03 2013 01:07 PM Re: Who's got you covered?

GEICO for auto (just got a new car and stayed with them). Had a car stolen about 12 years ago and they were really helpful. Can't remember the home insurance.

LeiterWagnerFasterStrongr Jan 03 2013 01:26 PM Re: Who's got you covered?

GEICO's was good and prompt about addressing damage we suffered to our car during Irene last year.

John Cougar Lunchbucket Jan 03 2013 01:45 PM Re: Who's got you covered?

we're into the Gecko. Most if not all of the other brand-name insurers want nothing to do with on-street parkers. plus the body shop around the corner is now an authorized Geico repair shop so when i do get my mirrors knocked off its no biggie.

Edgy MD Jan 03 2013 01:52 PM Re: Who's got you covered?

Good stuff, folks, thanks. Keep it comin'.

metirish Jan 03 2013 01:54 PM Re: Who's got you covered?

sharpie wrote: GEICO for auto (just got a new car and stayed with them). Had a car stolen about 12 years ago and they were really helpful. Can't remember the home insurance. now that I read this they were excellent when my wife got into a fender bender a few years back....

Ceetar Jan 03 2013 02:07 PM Re: Who's got you covered?

confirmed by guessing wife's login. Progressive for two cars, Allstate for the apartment. I believe Progressive pulled some crap with changing our policy mid-half and it messed with our payments and caused us to be late. I believe they rectified it and refunding it but it was still annoying. I guess I was wrong. Everything seemed to point to NJ giving you 2 points on your license for moving infractions out of state, but there is no record of my moving violating in Vegas back in February on my policy. I get these discounts and still pay an arm and a leg. And I want to buy a house in this state? *sigh* 5 Yr Safe Driving, Multi-Car, 3 Yr Safe Driving, Paid in Full, Online Quote, Paperless, Continuous Insurance: Diamond

Fman99 Jan 03 2013 03:15 PM Re: Who's got you covered?

Edgy MD wrote: Well, sure, and it's been very lucrative for her. If she wants to get me a friends-and-family rate, I'm all ears. New Jerseyans, historically, have had abnormally high auto insurance rates. Are you friends with Flo? Don't hold out on me, you snake.

Edgy MD Jan 03 2013 03:17 PM Re: Who's got you covered?

Me and Flo are complaisant, yes.

cooby Jan 03 2013 03:34 PM Re: Who's got you covered?

WE have Traveler's, though AAA

Ashie62 Jan 03 2013 03:37 PM Re: Who's got you covered?

USAA Baby!

Mets – Willets Point Jan 04 2013 08:45 AM Re: Who's got you covered?

My wife has IDS Property Casualty Insurance Company which is a division of Ameriprise. I know this because she is calling them right now because someone hit and run her parked car on the street this morning. I'll let you know how things work out with them. A neighbor says he's had good luck with Liberty Mutual.

Edgy MD Jan 04 2013 08:47 AM Re: Who's got you covered?

Crap. Sorry to hear, but... glad none of youse were in the car.

Swan Swan H Jan 04 2013 08:51 AM Re: Who's got you covered?

I haven't compared rates in a while, but we've had Allstate since the '80s and whenever we had an issue they were very good. I got sued as a result of an accident in '96, and I felt like I had their total support. Our daughter just got her own car this summer, and she used our broker and got a better rate than anywhere else, but I'm sure that was influenced by our long standing as a customer, as well as the fact that her car was replacing one that was under our insurance.

MFS62 Jan 04 2013 08:56 AM Re: Who's got you covered?

We have Allstate for both home and auto. And after rolling (and totalling) my jeep in a snowstorm two years ago, my rates didn't go up significantly. And the were very responsive when we had storm damage to the house several years ago. While you can do a lot of business with them online, you also get then personal attention of a local agent. (anecdotal stuff follows. Mine is a nice guy who is a big Kansas City baseball fan. We had a nice baseball chat this morning when I paid my bill.) Back to topic. If you have both with them, you get a 10% discount. But rates vary widely based on the area in which you live. Don't know whether or not other insurers offer a multi-policy discount, so shop around. Later

RealityChuck Jan 04 2013 11:20 AM Re: Who's got you covered?

Ameriprise. They're independent these days, but when I joined them they were a part of Amex. The price was competitive and they provided very good service. When I hit a deer a couple of years ago, I called them from my cell. They first asked if anyone was hurt, then provided the information I needed. When the time came, they paid all but the deductible with little fuss (or, what fuss there was was handled by the repair shop). The repair shop had a sign saying to avoid Progressive and GEICO. I didn't ask, but evidently one reason why they're so cheap is that they don't pay the entire claim.

Ashie62 Jan 04 2013 12:00 PM Re: Who's got you covered?

Ceetar wrote: confirmed by guessing wife's login. Progressive for two cars, Allstate for the apartment. I believe Progressive pulled some crap with changing our policy mid-half and it messed with our payments and caused us to be late. I believe they rectified it and refunding it but it was still annoying. I guess I was wrong. Everything seemed to point to NJ giving you 2 points on your license for moving infractions out of state, but there is no record of my moving violating in Vegas back in February on my policy. I get these discounts and still pay an arm and a leg. And I want to buy a house in this state? *sigh* 5 Yr Safe Driving, Multi-Car, 3 Yr Safe Driving, Paid in Full, Online Quote, Paperless, Continuous Insurance: Diamond You could move?

Ceetar Jan 04 2013 12:12 PM Re: Who's got you covered?

Ashie62 wrote: confirmed by guessing wife's login. Progressive for two cars, Allstate for the apartment. I believe Progressive pulled some crap with changing our policy mid-half and it messed with our payments and caused us to be late. I believe they rectified it and refunding it but it was still annoying. I guess I was wrong. Everything seemed to point to NJ giving you 2 points on your license for moving infractions out of state, but there is no record of my moving violating in Vegas back in February on my policy. I get these discounts and still pay an arm and a leg. And I want to buy a house in this state? *sigh* 5 Yr Safe Driving, Multi-Car, 3 Yr Safe Driving, Paid in Full, Online Quote, Paperless, Continuous Insurance: Diamond You could move? Would love to. family/jobs keeps me in this area though.

Ashie62 Jan 04 2013 07:25 PM Re: Who's got you covered?

Ceetar wrote: Ceetar wrote: confirmed by guessing wife's login. Progressive for two cars, Allstate for the apartment. I believe Progressive pulled some crap with changing our policy mid-half and it messed with our payments and caused us to be late. I believe they rectified it and refunding it but it was still annoying. I guess I was wrong. Everything seemed to point to NJ giving you 2 points on your license for moving infractions out of state, but there is no record of my moving violating in Vegas back in February on my policy. I get these discounts and still pay an arm and a leg. And I want to buy a house in this state? *sigh* 5 Yr Safe Driving, Multi-Car, 3 Yr Safe Driving, Paid in Full, Online Quote, Paperless, Continuous Insurance: Diamond You could move? Would love to. family/jobs keeps me in this area though. I understand...I have been rerouted to Florida and cant stand it. Trying to get us back to NJ..Funny how it goes...

Kong76 Jan 04 2013 07:43 PM Re: Who's got you covered?

Have Allstate too since I was a pup for auto. Travelers for home. Travelers tried to get us to combo and it wasn't worth the switch. We've had two claims recently, a blown out SUV window in the back by a piece of furniture and KB had a minor run in with a deer and Allstate totally rocked service-wise.